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How to Apply for Mortgage Loan

Mortgage Loan or Mortgage is usually used to buy home and for other projects in which the property is used as collateral. If we definite Mortgage in simple way, there is mortgager or creditor. Mortgagors use their property like land or home as guarantee to get loan money from creditor.

There are several types of Mortgage loans such as Simple Mortgage Loan, Mortgage by Conditional Sale, Anomalous Mortgage, Reverse Mortgage and Usufructuary Mortgage. These loans are very beneficial for individuals or professionals. Mortgage loan can be applied by salaried person, self employed professionals, self employed non professionals.

Documents required for mortgage loan are identity proof, photograph, proof of residence, Bank statement, and proof of business profile and office address location of non professionals and proof of the existence of self-service or occupation & income tax returns copy for self employed professionals. Mortgage loan can be applied for commercial property or under construction property. The interest rate of Mortgage loans is lower than other loans.